01 Introduction
Azad Insurance ("Azad Insurance," "we," "us" or "our") provides independent guidance on auto, car, vehicle, travel and home insurance to consumers in the United States. We respect your privacy and are committed to protecting the personal information you share with us.
This Privacy Policy explains what information we collect when you visit our website, call us or email us, how we use and share that information, and the choices and rights available to you. By using our website or services, you acknowledge that you have read and understood this Privacy Policy.
02 Information We Collect
Information you provide to us
When you call or email us, you may choose to share information such as:
- Your name, phone number, email address and mailing address
- Date of birth and driver's license status of drivers in your household
- Vehicle details such as year, make, model, mileage and usage
- Property details such as home address, age, construction type and safety features
- Travel details such as destination, dates and estimated trip cost
- Current insurance details, including your existing provider and coverage levels
Information collected automatically
When you browse our website, we and our service providers may automatically collect technical information, including your IP address, browser type, device type, operating system, referring pages, pages viewed, time spent on pages and approximate location derived from your IP address.
03 How We Use Your Information
- To respond to your calls, emails and questions
- To explain insurance coverage options relevant to your needs
- To connect you, at your request, with insurance providers or licensed agents who can provide quotes
- To operate, maintain, secure and improve our website and services
- To measure the performance of our advertising and understand how visitors find us
- To comply with legal obligations and resolve disputes
- To detect and prevent fraud, abuse or security incidents
We do not sell your personal information for money.
04 Phone Calls & Communication Consent
Calls to or from Azad Insurance may be monitored and recorded for quality assurance, training and compliance purposes. Where required by applicable state law, we will notify you at the start of the call.
We will only contact you by phone, text message or email when you have requested it or have provided the consent required by law, including the Telephone Consumer Protection Act (TCPA). Your consent is never a condition of receiving our guidance. You may ask us to stop contacting you at any time by telling us during a call, replying STOP to a text message or emailing info@azadinsurance.com. We honor the National Do Not Call Registry and maintain an internal do-not-call list.
05 How We Share Your Information
We share personal information only as described below:
- Insurance providers and licensed agents: when you ask us to help you obtain a quote or coverage, we may share the details you provide with the providers or agents you choose to work with.
- Service providers: vendors who host our website, provide phone systems, analytics or email services, and who are contractually required to protect your data.
- Legal requirements: when required by law, subpoena or court order, or to protect our rights, property or safety and that of others.
- Business transfers: in connection with a merger, acquisition or sale of assets, subject to this Privacy Policy.
Insurance providers who receive your information handle it under their own privacy policies and the Gramm-Leach-Bliley Act where applicable.
06 Cookies & Tracking Technologies
Our website may use cookies, pixels and similar technologies to remember your preferences, understand how visitors use our site and measure the effectiveness of our advertising, including advertising on search engines and social media platforms. You can control or delete cookies through your browser settings. Disabling cookies may affect how some parts of the website function. Some browsers send "Do Not Track" signals; because there is no uniform standard, our website does not currently respond to them, but we do honor Global Privacy Control signals where required by law.
07 Data Security
We use reasonable administrative, technical and physical safeguards, including encrypted connections (HTTPS) and restricted access controls, to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
08 Data Retention
We keep personal information only for as long as needed to fulfil the purposes described in this policy, including meeting legal, accounting and compliance requirements. When information is no longer needed, we securely delete or anonymize it.
09 Your Privacy Rights
Depending on the state where you live, you may have the right to:
- Know what personal information we hold about you and request a copy
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt out of the sale or sharing of personal information and of targeted advertising
- Opt out of marketing calls, texts and emails at any time
- Not be discriminated against for exercising your privacy rights
To exercise these rights, contact us using the details below. We will verify your request and respond within the time required by applicable law. You may use an authorized agent to submit a request on your behalf.
10 California Residents
If you are a California resident, the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), gives you the rights described above. In the past 12 months we may have collected identifiers, commercial information, internet activity and approximate geolocation for the purposes listed in this policy. We do not sell personal information for money, and we do not knowingly sell or share the personal information of consumers under 16. Under California's "Shine the Light" law, you may request information about disclosures to third parties for their direct marketing purposes.
11 Children's Privacy
Our website and services are intended for adults aged 18 and older. We do not knowingly collect personal information from children under 13, in line with the Children's Online Privacy Protection Act (COPPA). If you believe a child has provided us with personal information, please contact us and we will delete it.
12 Third-Party Links
Our website may contain links to third-party websites, including insurance providers. We are not responsible for the privacy practices or content of those websites, and we encourage you to read their privacy policies.
13 Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Material changes will be highlighted on this page. Your continued use of our website or services after changes are posted means you accept the updated policy.
14 Contact Us
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us: